Insights & Ideas

AND Fintech Blog

Actionable insights on wealth creation, mutual funds, retirement planning and more — written for the discerning Indian investor.

Mutual Funds

Why Investors Often Earn Less Than Their Mutual Funds

Even top-performing funds don’t guarantee strong investor returns. This article explores how timing decisions, emotion...

#InvestorPsychology #PersonalFinance #WealthManagement
Dwipa Shah
20 Feb 2026
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Mutual Funds

Why Your Mutual Fund Returns Are Lower Than You Think

Your fund may deliver 14%, but are you actually earning that? This post uncovers the hidden gap between fund returns and...

#InvestorBehavior #MutualFundInvesting #SIPInvestment
Dwipa Shah
20 Feb 2026
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Mutual Funds

Mutual Fund NAV Explained: Why Lower NAV Doesn’t Mean Better Returns

A common misconception is that lower NAV means cheaper investment. This article clarifies why returns depend on underlyi...

#MutualFundInvesting #PersonalFinance #WealthManagement
Dwipa Shah
15 Feb 2026
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Mutual Funds

Need Cash? Don’t Break Your Investments—Do This Instead

Before redeeming your mutual funds, explore a smarter alternative that helps you access liquidity while keeping your lon...

#LiquidityPlanning #PersonalFinance #WealthManagement
Dwipa Shah
12 Nov 2025
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Mutual Funds

Debt Funds vs Fixed Deposits: Where Should You Park Your Emergency Fund?”

Fixed deposits feel safe—but are they the best option anymore? Explore how debt mutual funds can offer better returns,...

#DebtFunds #PersonalFinance #WealthManagement
Dwipa Shah
27 Aug 2025
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Mutual Funds

Why Global Investing Is No Longer Optional for Indian Investors

Relying only on Indian markets may limit your portfolio’s true potential. From currency depreciation to global innova...

#GlobalInvesting #PersonalFinance #WealthManagement
Dwipa Shah
22 Mar 2025
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